Terms of use

Last updated: 13 November 2026

Using the tools

The tools on Handy Tools Desk are free to use for personal and business purposes. Do not try to break, overload or copy the site in bulk.

Estimates, not advice

Results are estimates based on the information you enter and the figures shown on each page (with their sources and the date they were last checked). They are not financial, tax, legal or professional advice. Tax rules change and individual circumstances differ – check important decisions with HMRC, the relevant authority or a qualified adviser.

Our liability

We work hard to keep the tools accurate, but we cannot guarantee that every result is correct or up to date. To the extent the law allows, we are not liable for any loss arising from using the site or relying on its results. Nothing in these terms limits liability that cannot be limited by law.

Links and partners

We link to official sources and sometimes to partners (marked “Ad · Affiliate link”). We are not responsible for other websites.

Changes

We may update these terms; the date above shows the latest version. These terms are governed by the law of England and Wales.

Questions: contact us.